Owner-Occupied Loans
Owner-Occupied Loans
Owner-occupied loans are mortgages designed specifically for properties where the borrower resides. These loans often feature favourable terms and interest rates tailored for primary residences. At Phoenix Financial, we specialise in providing tailored owner-occupied lending solutions to help you secure your dream home. Our dedicated team of financial experts works closely with you to understand your unique needs and financial situation, ensuring that we find the best loan product to suit your circumstances.
Our Owner-Occupied Loan Services Include:
- First-Time Home Buyers: Specialising in assisting first-time home buyers, we offer guidance on the entire process, from understanding your borrowing capacity to securing the best loan.
- Loan Pre-Approval: We help you get pre-approved for a loan, giving you confidence and a competitive edge when making an offer on a property.
- Refinancing: If you’re looking to refinance your existing home loan for a better rate or to access equity, we provide expert advice and solutions to meet your goals.
- Loan Structuring: We offer tailored loan structuring options, including fixed-rate, variable-rate, and split loans, to match your financial strategy and preferences.
- Debt Consolidation: Consolidating multiple debts into your home loan can simplify your finances and reduce overall interest payments.
Why Choose Phoenix Financial?
We take the time to understand your individual requirements and financial goals. Our personalised approach ensures that you are met with a loan solution that fits your needs perfectly.
By leveraging our strong relationships with a wide range of lenders, we secure competitive interest rates and favourable terms, making home ownership more affordable for you and saving you time by comparing a wide range of lenders for you.
Our team of experienced mortgage brokers provides expert guidance throughout the entire loan process. From initial consultation to settlement, we are here to support you every step of the way.
We simplify the loan application process, handling all the paperwork and negotiations on your behalf. Our goal is to make obtaining your owner-occupied loan as smooth and stress-free as possible.
Beyond securing your loan, we offer ongoing support and advice to help you manage your mortgage effectively and make informed financial decisions.
OUR REVIEWS
Jana Miljusevic
2025-09-06
Aryan was with me every step of the process. Always ready promptly to answer my questions. As a single parent I thought this will not be possible but Aryan find a way with his knowledge how to secure home for me and my boys. I highly recommend him.
Shelby Porter
2025-09-04
My partner and I highly recommend Aryan Budhwani from Phoenix Financial. He helped us immensely throughout the process of purchasing our first home making it a great and easy experience.
Andrew Hindmarsh
2025-09-03
Explained the process and made it so much easier!
Swati Padki
2025-08-25
I had an oustanding experience with Aryan Budhwani as my broker. As someone relatively new to this process, I had countless questions and Aryan was consistently patient, knowledgeable, and very reliable. He has an impressive understanding of the market - explained everything clearly and kept me so informed and updated throughout the entire process. He made the process so seamless and straightforward! I highly recommend Aryan to anyone seeking professional and trustworthy mortgage support - I’d give him more than 5/5 stars if I could! 🙂
Clint
2025-08-24
Fantastic mortgage broking service! I can’t thank Phoenix Financial enough for all their help. From the start, they took the time to understand my situation, explained everything clearly, and guided me through all the options. They found me a great rate that I wouldn’t have been able to get on my own, and the whole process was smooth and stress-free. Always available to answer questions and genuinely had my best interests at heart. Highly recommend to anyone in Sydney looking for a broker who actually cares about the outcome.
Jakub Antecki
2025-08-22
My wife and I recently refinanced our home loan with Phoenix Financial, and we couldn’t be happier. Aryan went above and beyond to make the whole process smooth, easy, and stress-free. Great communication, clear explanations, and he handled everything with the bank on our behalf. It felt simple and well-managed from start to finish. We’re extremely happy with the service—professional, friendly, and genuinely looking out for our best interests. Highly recommend!
Agnieszka Antecka
2025-08-20
Phoenix Financial is extremely profesional and very helpful. We managed to buy our dream house with Phoenix Financial expertise. Thank you so much!
Denis Yung
2025-08-15
Whole process with our refinance was professional, simple and efficient.
VJ Kumar
2025-07-31
Aryan!! thank you for your work and being exceptional what you do..I can give you more starts if Google had. 😀 much appreciated your work man.
Highly recommend you if someone is looking for your services.
Varsha Manek
2025-07-21
Truly Dedicated & Helpful
Aryan truly went above and beyond. He was available to us anytime we needed help—even after hours! His commitment, clarity, and calm approach made our first home loan experience incredibly positive. Thank you, Aryan!