Owner-Occupied Loans

Owner-occupied loans are mortgages designed specifically for properties where the borrower resides. These loans often feature favourable terms and interest rates tailored for primary residences.

At Phoenix Financial, we specialise in providing tailored owner-occupied lending solutions to help you secure your dream home. Our dedicated team of financial experts works closely with you to understand your unique needs and financial situation, ensuring that we find the best loan product to suit your circumstances.

Our Owner-Occupied Loan Services Include:

First-Time Home Buyers: Specialising in assisting first-time home buyers, we offer guidance on the entire process, from understanding your borrowing capacity to securing the best loan.

Loan Pre-Approval: We help you get pre-approved for a loan, giving you confidence and a competitive edge when making an offer on a property.

Refinancing: If you’re looking to refinance your existing home loan for a better rate or to access equity, we provide expert advice and solutions to meet your goals.

Loan Structuring: We offer tailored loan structuring options, including fixed-rate, variable-rate, and split loans, to match your financial strategy and preferences.

Debt Consolidation: Consolidating multiple debts into your home loan can simplify your finances and reduce overall interest payments.

At Phoenix Financial, our commitment is to help you achieve home ownership with confidence and ease. Contact us today to learn more about our owner-occupied loan services and how we can assist you in securing your dream home.

Why Choose Phoenix Financial?

Personalised Service:

We take the time to understand your individual requirements and financial goals. Our personalised approach ensures that you are met with a loan solution that fits your needs perfectly.

Competitive Rates:

By leveraging our strong relationships with a wide range of lenders, we secure competitive interest rates and favourable terms, making home ownership more affordable for you and saving you time by comparing a wide range of lenders for you.

Expert Guidance:

Our team of experienced mortgage brokers provides expert guidance throughout the entire loan process. From initial consultation to settlement, we are here to support you every step of the way.

Streamlined Process:

We simplify the loan application process, handling all the paperwork and negotiations on your behalf. Our goal is to make obtaining your owner-occupied loan as smooth and stress-free as possible.

Comprehensive Support:

Beyond securing your loan, we offer ongoing support and advice to help you manage your mortgage effectively and make informed financial decisions.