Business Loans
Business & Commercial Loans:
Business and commercial loans provide financing options for businesses to manage operations, expand, or invest in property. These loans are tailored to meet the specific needs of businesses, helping them achieve their financial goals.
Our Business Loan Services Include:
- Working Capital Loans: Maintain smooth business operations with working capital loans designed to cover day-to-day expenses, manage cash flow, and address short-term financial needs.
- Expansion Loans: Finance the growth and expansion of your business, whether it’s opening a new location, purchasing additional inventory, or investing in new equipment.
- Equipment Financing: Acquire essential equipment and machinery with tailored financing options that spread the cost over time, preserving your cash flow.
- Commercial Property Loans: Invest in commercial real estate with loans designed for purchasing, refinancing, or renovating business properties.
- Business Line of Credit: Access flexible financing with a business line of credit, allowing you to draw funds as needed to manage cash flow, take advantage of opportunities, or address unexpected expenses.
- Franchise Financing: Secure funding for purchasing or expanding a franchise with customised loan solutions tailored to the unique requirements of franchise businesses.
The Business Loan Process:
- Initial Consultation: We begin with a comprehensive consultation to understand your business’s financial situation, goals, and specific loan requirements.
- Loan Research: Our team researches and compares a wide range of business loan options from various lenders to find the best fit for your needs.
- Application: We handle the loan application process, submitting all necessary documentation and negotiating terms with the lender on your behalf.
- Approval and Funding: Once approved, we assist with the finalisation and disbursement of funds, ensuring you receive the financing promptly and efficiently.
- Ongoing Support: We continue to provide support and advice, helping you manage your business loan and make informed financial decisions to achieve long-term success.
Our Commercial Loan Services Include:
- Commercial Property Purchase: Finance the purchase of commercial real estate, including office buildings, retail spaces, warehouses, and industrial properties, with tailored loan solutions designed to meet your investment goals.
- Refinancing Existing Loans: Refinance your existing commercial property loans to secure better interest rates, reduce monthly repayments, or access equity for other business needs.
- Property Development Loans: Obtain funding for property development projects, from the construction of new commercial buildings to significant renovations of existing properties.
- Mixed-Use Property Loans: Finance properties that combine residential and commercial uses, ensuring you have the flexibility to invest in diverse real estate opportunities.
The Commercial Loan Process:
- Initial Consultation: We begin with a comprehensive consultation to understand your business’s financial situation, goals, and specific loan requirements.
- Loan Research: Our team researches and compares a wide range of commercial loan options from various lenders to find the best fit for your needs.
- Application: We handle the loan application process, submitting all necessary documentation and negotiating terms with the lender on your behalf.
- Approval and Funding: Once approved, we assist with the finalisation and disbursement of funds, ensuring you receive the financing promptly and efficiently.
- Ongoing Support: We continue to provide support and advice, helping you manage your commercial loan and make informed financial decisions to achieve long-term success.
OUR REVIEWS
Jana Miljusevic
2025-09-06
Aryan was with me every step of the process. Always ready promptly to answer my questions. As a single parent I thought this will not be possible but Aryan find a way with his knowledge how to secure home for me and my boys. I highly recommend him.
Shelby Porter
2025-09-04
My partner and I highly recommend Aryan Budhwani from Phoenix Financial. He helped us immensely throughout the process of purchasing our first home making it a great and easy experience.
Andrew Hindmarsh
2025-09-03
Explained the process and made it so much easier!
Swati Padki
2025-08-25
I had an oustanding experience with Aryan Budhwani as my broker. As someone relatively new to this process, I had countless questions and Aryan was consistently patient, knowledgeable, and very reliable. He has an impressive understanding of the market - explained everything clearly and kept me so informed and updated throughout the entire process. He made the process so seamless and straightforward! I highly recommend Aryan to anyone seeking professional and trustworthy mortgage support - I’d give him more than 5/5 stars if I could! 🙂
Clint
2025-08-24
Fantastic mortgage broking service! I can’t thank Phoenix Financial enough for all their help. From the start, they took the time to understand my situation, explained everything clearly, and guided me through all the options. They found me a great rate that I wouldn’t have been able to get on my own, and the whole process was smooth and stress-free. Always available to answer questions and genuinely had my best interests at heart. Highly recommend to anyone in Sydney looking for a broker who actually cares about the outcome.
Jakub Antecki
2025-08-22
My wife and I recently refinanced our home loan with Phoenix Financial, and we couldn’t be happier. Aryan went above and beyond to make the whole process smooth, easy, and stress-free. Great communication, clear explanations, and he handled everything with the bank on our behalf. It felt simple and well-managed from start to finish. We’re extremely happy with the service—professional, friendly, and genuinely looking out for our best interests. Highly recommend!
Agnieszka Antecka
2025-08-20
Phoenix Financial is extremely profesional and very helpful. We managed to buy our dream house with Phoenix Financial expertise. Thank you so much!
Denis Yung
2025-08-15
Whole process with our refinance was professional, simple and efficient.
VJ Kumar
2025-07-31
Aryan!! thank you for your work and being exceptional what you do..I can give you more starts if Google had. 😀 much appreciated your work man.
Highly recommend you if someone is looking for your services.
Varsha Manek
2025-07-21
Truly Dedicated & Helpful
Aryan truly went above and beyond. He was available to us anytime we needed help—even after hours! His commitment, clarity, and calm approach made our first home loan experience incredibly positive. Thank you, Aryan!